We welcome Lundie Financial | Insurance as a sponsor of this year’s Shad Planking. This is Frank Lundie’s first visit to the annual fish fry, and we just had to ask if he planned to try the shad.
“Sure,” he said, and laughed.
Frank is a lifelong resident of Colonial Heights (his office is on the Boulevard) and is well known throughout the area—not just for selling insurance (his “day job”), but for his work in the community as well. Frank treats people they way he himself wants to be treated and operates his business with honesty and integrity. It’s about keeping your word, he says. It about doing what you say you’re going to do to and creating solutions for clients that make them say, “That’s what I’m talking about; that’s what I want.”
How He Got His Start
After Frank graduated from JMU he went to work for a mutual fund company, “but I made more money swinging a hammer than I did working for a mutual fund company,” he admitted. He worked for Farm Bureau Insurance for a few years and was one of the company’s top producers by the time he left in 1994. He started his own agency, and recently Lundie celebrated their 20-year anniversary in business.
Frank told us the most rewarding part of being in the insurance business is solving problems and leaving a client in better shape than when he found them. As the owner of small businesses (he’s also in real estate), he is particularly aware of how tough economic conditions are for other small businesses. When they try to grow and build—especially in real estate development—they have to deal with not only local ordinances and local governments but the effects of big government as well.
“The local governments are easier to deal with,” he said. “It’s the heavy boots of big government coming down on the localities. The localities are scared to death. They don’t want to be fined by the DEQ. And all that pressure is coming from above.
“The biggest thing that impacts small business is the Fed,” Frank explained. “The Federal Reserve. They hold all the strings, and they have restricted local and small banks where they can’t make loans to small businesses any more. . . . Small businesses need access to working capital, access to credit. . . . [The banks] have a hard time making loans to small business people. They used to rock and roll.”
Homeschooling and Football
Frank is married and has four children (ages 17, 14, 12, and 10) and is a passionate advocate for homeschooling—and athletics for homeschooled children. He is a board member of the Fellowship of Christian Athletes (FCA), an organization that brings the message of the gospel into the public schools through athletics. “People think there is a separation of church and state,” Frank explained. “There is not. What you have is school administrators who don’t know the law. FCA takes the message into the schools. We are fortunate here in the Appomattox region—our administrators know the law and appreciate what we do.”
Many kids today are lost and are looking for meaning in their lives, he said. “You get the coach on board, and the coach will affect those kids and have more of an impact on their lives than the parents in a lot of cases. So, FCA coaches the coach.”
Frank laments that the Governor of Virginia vetoed the Virginia Tebow Bill, even though it passed the House and Senate and taxpaying parents want their homeschooled children to have access to athletic programs in the public schools. Frank’s son Mac plays football for the Central Virginia Homeschool Disciples, a team of homeschooled kids. They are a member of the Mid-Atlantic Christian Conference, which consists of teams from Virginia and Maryland. In 2015, the team won the National Championship, with a perfect 12-0 record. Of course, Lundie Financial | Insurance is a proud sponsor of the team.
“There are a thousand homeschooled football teams across the country, “ Frank explained. “It costs about $70,000 a year to run the team. Nobody pays. That’s all fundraised by the team and the parents. We play a full high school football schedule. I would love to play public schools, cause we kick butt.”
Lundie Financial | Insurance
Colonial Heights, VA 23834